Many MSMEs might experience challenging payment cycles with limited access to funding this year. Be it rising expenses or slow collections, business issues may continue to impact their cash flow. As a business owner, it is your responsibility to work with the right financial guidance. That’s where the work of a financial advisor comes into […]
Why MSMEs Need Financial Advisors in 2025 Read More »
Running a micro, small, or medium enterprise (MSME) in India is not an easy job. While entrepreneurs juggle between managing employees, operations, and clients, they often overlook the important aspect of any business i.e. financial management. Small errors, such as selecting the incorrect type of loan or ineffective working capital management, can set you back
Top 5 Common Financial Mistakes MSMEs Should Avoid Read More »
Running a successful MSME isn’t just about ambition—it’s about making smart financial decisions at every step. One of the most critical choices business owners face is selecting the right type of loan. Whether you’re looking to keep your operations running smoothly or invest in long-term growth, choosing between a Working Capital Loan and a Term
Term Loan vs. Working Capital Loan: Which Does Your MSME Need? Read More »
Company: ABC Security Services Pvt. Ltd. Line of Business: Providing Manpower services Customer Turnover: 90 Cr Customer’s Requirement: The customer had won a bid in a tender worth 40 Cr. This was over and above his regular business. As per terms of the tender, the customer needed to provide the manpower to a certain location
Collateral-Free Capital: Funding Solutions for Businesses Read More »
Company: XYZ Business Services Pvt. Ltd Line of Business: Providing Managed office spaces and Business Centres (eg. Regus) Customer Turnover: 15-20 Cr Customer’s Requirement: The customer wanted to purchase an office space in Mumbai with an agreement value of 30 Cr and wanted another 5 Cr for renovating the interiors. He did not wish to
Property Purchase funding for an amount greater than the agreement value Read More »
Company: ABC Hospitality Private Limited. (Case referred by MOPWML) Line of Business: Providing Hospitality Services to retail customers Company Turnover: 7-8 Cr per annum Customer’s Requirement: The client had provided a residential property collateral of around 12 Cr along with an equity portfolio of around 3 Cr to an NBFC and was enjoying a funding
Funding inspite of inadequate loan servicing capacity Read More »
Company: XYZ Logistics Ltd. Line of Business: Road Transport and Logistics Customer Turnover: 70-80 Cr Customer Requirement: The customer was looking for an additional Funding of 5 Cr for working capital purposes. On further probing, it was found that the cash flow crunch was only due to the heavy EMIs the customer was servicing on
Cash Flow Mismanagement Read More »
